Marketplace Capital Group Commercial Real Estate Loan Programs

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Last Update: July 11, 2016 at 9:02 AM

Commercial Programs *

/ Commercial

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We offer commercial real estate loans with low interest rates based on loan-to-value and property type. Now's the time to call us while rates are down! Call us toll free at (310) 265-4492

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Property Type
Loan Amount

Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
* 5-Year Fixed / 25-year Amortization with 15 Year Term, Reset, No Prepayment Fee, $750,000 TO $10,000,000
L5	L5465	4.25%-4.50%	2.55	CMT		70	25/10 & 15	1.30:1	None	Call
Guidelines Loan amounts from $750,000 to $10,000,000 No Prepayment Fees Area: Southern California Property Class: A & B only Amortization & Term - 25 year amortized and 10 to 15 year term; 5 year resets.
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M3 3-Year Fixed/1-Year CMT Index ARM $300,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
M3	M-5564	4.000%	2.750%	1 Year CMT		75%	30/10	1.30:1	None	Call
Guidelines 60 Day Rate Locks Available All loans have an initial fixed period thereafter roll to 1-year CMT Index + margin All properties must be stabilized, in good condition and no deferred maintenance. All principals must have minimum credit score of 680. Recourse to principals and entities. Properties must be located in San Diego, Orange, San Bernardino, Riverside or Los Angeles Counties. Borrowers must qualify for membership including primary residence, work in or own investment properties in San Diego. Minimum lender loan processing fee $2,500 Other fees will apply. Older properties may require a physical inspection. Rates, fees and terms are subject to change without notice.
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M-5 5-year Fixed/ 1-Year CMT Index ARM $300,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
M-5	M-5561	4.125%	2.750%	1-Year CMT	6% over Start Rate	75%	30/10	1.30:1	None	Call
Guidelines 60 Day Rate Locks Available All loans have an initial fixed period thereafter roll to 1-year CMT Index + margin All properties must be stabilized, in good condition and no deferred maintenance. All principals must have minimum credit score of 680. Recourse to principals and entities. Properties must be located in San Diego, Orange, San Bernardino, Riverside or Los Angeles Counties. Borrowers must qualify for membership including primary residence, work in or own investment properties in San Diego. Minimum lender loan processing fee $2,500 Other fees will apply. Older properties may require a physical inspection. Rates, fees and terms are subject to change without notice.
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M7 7-Year Fixed/1-Year CMT Index ARM $300,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
M7	M-5565	4.250%	2.750%	1 Year CMT		75%	30/10	1.30:1	None	Call
Guidelines 60 Day Rate Locks Available All loans have an initial fixed period thereafter roll to 1-year CMT Index + margin All properties must be stabilized, in good condition and no deferred maintenance. All principals must have minimum credit score of 680. Recourse to principals and entities. Properties must be located in San Diego, Orange, San Bernardino, Riverside or Los Angeles Counties. Borrowers must qualify for membership including primary residence, work in or own investment properties in San Diego. Minimum lender loan processing fee $2,500 Other fees will apply. Older properties may require a physical inspection. Rates, fees and terms are subject to change without notice.
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M10 10-Year Fixed/1-Year CMT Index ARM $300,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
M10	M-5566	4.500%	2.750%	1 Year CMT		75%	30/10	1.30:1	None	Call
Guidelines 60 Day Rate Locks Available All loans have an initial fixed period thereafter roll to 1-year CMT Index + margin All properties must be stabilized, in good condition and no deferred maintenance. All principals must have minimum credit score of 680. Recourse to principals and entities. Properties must be located in San Diego, Orange, San Bernardino, Riverside or Los Angeles Counties. Borrowers must qualify for membership including primary residence, work in or own investment properties in San Diego. Minimum lender loan processing fee $2,500 Other fees will apply. Older properties may require a physical inspection. Rates, fees and terms are subject to change without notice.
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H3 3-Year Fixed/Libor ARM $1,000,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
H3	H5552	4.050	2.850	6-Mo Libor	10.500%	75/70	30/15	1.25:1	3,2,1	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
H3	H5553	4.250	2.950	6-Mo Libor	10.500%	75/70	30/15	1.30:1	3,2,1	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
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H5 5-Year Fixed/6-Mo Libor ARM $1,000,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
H5	H5554		2.85%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,4,3,2,1%	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
H5	H5555	4.275%	2.95%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,4,3,2,1%	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
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H7 7-Year Fixed/6-Mo Libor ARM $1,000,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
H7	H5556		2.85%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,5,4,3,2,1,1%	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
H7	H5557	4.375	2.85%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,5,4,3,2,1,1%	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
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H10 10-Year Fixed/6 Mo. Libor ARM $1,000,000 to $10,000,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
H10	H5558	4.400	2.85%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,4,4,3,3,2,2,1,1,0	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
H10	H5559	4.525	2.85%	6 Mo. Libor	10.500%	75/70	30/15	1.25:1	5,4,4,3,3,2,2,1,1,0	Call
Guidelines Sized at greater of Start Rate or 5.25% (7's & 10's sized at Start Rate) 60 day rate lock for $250 fee and 1% refundable deposit. 3% max increase at 1st adjustment, then 1% every 6 months TI's & LC's calculated in underwriting Full Recourse - Non-Recourse vase by case (standard carve outs) Impounds for taxes/insurance typically required. $6,000 deposit for 3rd party reports (loans under $3MM) $8,500 deposit for 3rd party reports (loans $3MM+) ** Add $1,000 towards deposit for deals outside of CA Ancillary costs typically $2,500-$3,000 Property types: Multi-tenant, office, retail, industrial and self-storage. Adjust to 6 Mo. Libor + margin after initial fixed period.
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Private Money $100,000 to $1,500,000
Program	Key	Start Rate	Margin	Index	Ceiling	Max LTV	Amort / Term	Min DCR	Pre-Pay	Loan Fee
AS-1	AS359	8.75%-9.75%				65-70	Interest Only - 3 to 5-Years Terms	1.10:1	None	Call
Guidelines 9.50% to 12.50% Fixed Rates 1-Year to 10-Year Fixed Terms Interest Only Payments and 30-Year Amortization Available No Prepayment Penalties California Properties Only Appraisal may be required Certain properties may require environmental reports 12 months trailing bank statements required. Prefer mid credit scores of 680 or better Max loan to value 60%
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* Rates, fees and terms are subject to change without notice.

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